Your money works harder in Germany than you think.
Expats Invest helps internationals build real wealth in Germany. Real estate, health insurance, pension, and more. All in English. All in one place.
.avif)
What are you interested in?
Whether you just arrived or have been here for years, we help you make the right financial decisions for your life in Germany.
The Expats Invest 5 step system
One process. Every financial topic. Built specifically for internationals in Germany.
Goal Analysis
We start by understanding your income, your visa, your family situation, and where you want to be in 10 years. Everything else follows from this.
Tax-Optimized Planning
Before we recommend anything, we map out your tax situation. Most expats are leaving thousands on the table every year without knowing it.
Investment Strategy Selection
Real estate, pension, mortgage. We identify exactly which combination makes sense for your goals and put together a concrete plan.
Implementation and Ongoing Support
.avif)
We don't just give advice and disappear. We handle the paperwork, the applications, and the coordination so you never have to deal with German bureaucracy alone.
Continuous Monitoring
Your life changes. Tax laws change. Markets change. We check in regularly to make sure your financial plan still works for where you are now.
Wall of happy investors
Real people. Real properties. Real decisions made with confidence.
Book your free consultation and get a personalized roadmap. Whether it's investing, health insurance, pension, or your mortgage.
Meet the people behind your financial clarity
We are not a bank. We are not a developer. We are a team of investment consultants, tax specialists, and financing experts who built this company from the ground up for internationals in Germany. No hidden agendas. Just results for our clients.
Chief Executive Officer & Founder
Chief Executive Officer & Founder
Partner / Founder of PerFinEx
Partner / Founder of Advicon.tax
Head of Financing
Senior Consultant
Senior Consultant
Consultant
Assistant Consultant
Consultant
The questions everyone asks us first.
Straight answers, no sales pitch.
What exactly does Expats Invest do?
We help internationals in Germany make smarter financial decisions across real estate, health insurance, pension, and mortgage. Everything happens in English with independent advisors who are not tied to any bank, developer, or insurance company.
Do I need to be a German citizen to work with you?
Not at all. We work specifically with expats. Blue Card holders, EU citizens, permanent residents. We know which solutions work for each situation and we tell you honestly if something doesn't make sense for your visa status.
Is the first session really free?
Yes. No credit card, no commitment, no obligation. We use the first session to understand your situation and tell you honestly whether we can help you. If we can't, we'll tell you that too.
How do you make money if advice is free?
We earn through our partnerships with developers, insurers, and financing providers. This means you pay no buyer's agent fee and no advisory commission. Our incentive is to find you the right solution, not the most expensive one.
Can I work with you for multiple topics at once?
Yes. Many of our clients come to us for real estate and end up also reviewing their health insurance and pension. We look at your full financial picture and prioritize what makes the most impact for your situation first.
I've only just arrived in Germany. Is it too early to start?
No. The earlier you understand your options the better. Some decisions like switching from GKV to PKV or locking in a mortgage rate have windows that close. Starting the conversation early costs nothing and could save you a lot.
.svg)